The Future of Money Wessel Janse van Rensburg The Future of Money Wessel Janse van Rensburg

Crypto Isn’t Replacing Fiat — But It’s Changing Everything

Crypto doesn't need to win to matter. It just needs to persist — and it has. This future, where crypto and fiat coexist uneasily, is not a footnote in monetary history. It's the battlefield. And what’s at stake isn’t just which currency we use — it’s who gets to decide. The question now is whether policymakers are ready to govern it — before it governs them.

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Wessel Janse van Rensburg Wessel Janse van Rensburg

Industry groups: new crypto law has a ‘loophole’ that could cost banks

Banks are feigning surprise at yield on stablecoins. US banks are warning that the new GENIUS Act could trigger trillions in deposit outflows, since it bars stablecoin issuers from paying yield but allows crypto exchanges to keep offering rewards on third-party coins.

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Wessel Janse van Rensburg Wessel Janse van Rensburg

Wall Street's dramatic reversal on cryptocurrency

Behind Wall Street's sudden embrace of cryptocurrency lies a troubling reality: major banks are rushing into digital assets despite serious risks to both their stability and consumer protections, according to nine financial executives briefed on their organizations' crypto initiatives.

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