Crypto Isn’t Replacing Fiat — But It’s Changing Everything

Crypto doesn't need to win to matter. It just needs to persist — and it has. This future, where crypto and fiat coexist uneasily, is not a footnote in monetary history. It's the battlefield. And what’s at stake isn’t just which currency we use — it’s who gets to decide. The question now is whether policymakers are ready to govern it — before it governs them.